Microfinanzasevolución histórica de sus instituciones y de su impacto en el desarrollo
- Garayalde Niño, Mª Luisa
- González Fernández, Sara
- Mascareñas Pérez-Iñigo, Juan Manuel
ISSN: 1135-6618
Año de publicación: 2014
Número: 116
Páginas: 130-159
Tipo: Artículo
Otras publicaciones en: REVESCO: revista de estudios cooperativos
Resumen
Este trabajo analiza desde una perspectiva histórica la evolución de las microfinanzas (con especial referencia a los microcréditos) a lo largo de su historia, centrándose especialmente en la evolución de sus instituciones y en su influencia en el desarrollo de las sociedades. En cuanto a las instituciones se analizan las cooperativas de ahorro y crédito, el crédito directo o solidario y los modelos informales (guarda monedas, banca ambulante, tontines, etc.). Se discute cómo medir su impacto en el desarrollo, cuáles han sido los aspectos positivos y negativos de las microfinanzas así como qué método es el adecuado para conseguirlo.
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