El riesgo de crédito en los principales bancos españoles en tiempos del Covid-19

  1. Renata Kubus 1
  2. Elena Pérez Olaz 1
  3. Ignacio López Domínguez 1
  1. 1 Universidad Complutense de Madrid
    info

    Universidad Complutense de Madrid

    Madrid, España

    ROR 02p0gd045

Revista:
RUE: Revista universitaria europea

ISSN: 1139-5796

Ano de publicación: 2024

Número: 41

Páxinas: 167-198

Tipo: Artigo

Outras publicacións en: RUE: Revista universitaria europea

Resumo

This document provides an analysis of the credit risk procedures and strategies carried out by the three main Spanish banks in the times of Covid-19, i.e. between 2020 and 2022, marked by events with a strong impact on their performance. It describes the factors and processes and analyses the main metrics used to measure credit risk and the impact that ESG factors have on their management. The importance of credit risk lies in the fact that it is a type of risk that especially connects banks with their clients and, in turn, depends on external factors that modify the performance of both parties. For this reason, its management and analysis are so important.